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22812 Creekwood Dr, Flint, TX, 75762

2beds
1baths
768sqft
$150,000
$195price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Brand-new home at Lake Palestine ! Located inside the Lakeway Harbor community of Flint you can enjoy the comfort and peace of a newly built home featuring a functional and efficient layout designed for everyday living. The home is located in a quiet lake community while still just minutes from restaurants, grocery stores, shopping, and other daily essentials. Residents have access to a private community boat launch, making it easy to enjoy boating, fishing, and everything Lake Palestine has to offer. Whether you are looking for your next home, a weekend lake getaway, or a rental opportunity, this property offers the flexibility you need. Additional new homes are being built in the subdivision, contributing to the continued growth of the area. Don’t miss the opportunity to own one of few brand-new homes at Lake Palestine!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Bullard Primary SchoolGrades PK-K7.5 mi
9/10
Bullard Middle SchoolGrades 7-87.4 mi
7/10
Bullard High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave

Bathroom

  • Features: Shower/Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Property

Details

  • Special condition: Homeowner's Assn Dues

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Palestine

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$101$1,212
Property Taxes $143$1,716
Electricity $238$2,859
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 75762$181
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75762$183
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$150,000
2026-07-28Listing removed$150,000
2026-05-28Listed for sale$150,000

New Construction

AgentCheryl Miranda Gonzalez
BrokerageKeller Williams Realty-Tyler

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