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101 1st Ave SE, Garrison, ND, 58540

2beds
2baths
1,404sqft
$399,900
$285price/sqft
$3,230/moest. monthly cost
$129,200/yrincome needed

About This Home

Rare opportunity to own new construction in the welcoming lake community of Garrison, ND. A town known for its small-town charm, strong sense of community, and close connection to Lake Sakakawea recreation. New housing opportunities like this rarely become available in Garrison, making this thoughtfully designed one-level townhome a unique offering for the area. Located just minutes from Main Street, the local grocery store, restaurants, parks, and everyday amenities, this home also offers quick paved access to Fort Stevenson State Park, public boat access, fishing, camping, hiking trails, and year-round lake recreation just a few miles away.Offering 1,404 sq ft, this townhome features a functional open-concept layout with 2 bedrooms, 2 bathrooms, a dedicated office/flex space, and a heated 2-stall garage. The spacious primary suite includes a private en-suite bathroom and walk-in closet, while the second bedroom and nearby full bathroom provide comfortable space for guests or family. The additional flex room offers versatility for a home office, hobby room, reading area, or additional guest space.Designed for comfort and efficiency during every season, the home features in-floor heat throughout both the home and garage, along with a forced air heating and central air system. Quality finishes throughout include quartz countertops, stainless steel appliances, and thoughtfully designed living spaces that blend comfort, convenience, and modern style.Whether you're looking to simplify, downsize, enjoy retirement near the lake, or simply own one of the few newly built homes available in Garrison, this is an opportunity to enjoy modern low-maintenance living in one of North Dakota’s most desirable lake communities.*Photos are renderings and are for illustrative purposes only.*

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
2/10
Garrison High SchoolGrades 7-120.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Range/Oven
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Flooring: Other
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Dual Heat,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 75000100030000
  • Zoning: R2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage: Heated,Insulated,Sheet Rock,Floor Drains,Lights,Driveway: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Wildfire
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $831$9,972
Property Taxes $236$2,832
Electricity $141$1,698
Total$3,230$38,760

Income You'd Need if You Spent...

35% on housing$110,742/yr
40% on housing$96,900/yr
45% on housing$86,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 58540$336
McLean County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 58540
McLean County$54

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$399,900

New Construction

AgentLynne Reisenauer
BrokerageKW Inspire Realty

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