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2875 Gulf Shore BLVD N #106, Naples, FL, 34103

2beds
2baths
1,550sqft
$950,000
$613price/sqft
$5,851/moest. monthly cost
$234,040/yrincome needed

About This Home

Enjoy beachfront living in this tastefully updated two-bedroom, two-bath coastal retreat with Gulf views. The open kitchen features stainless steel appliances, under-cabinet lighting, soft-close cabinetry and flows seamlessly into the living area and enclosed lanai, providing a welcoming space tailored to everyday living and hosting family and friends. Additional highlights include plank tile flooring throughout, full-size in-unit laundry, electric shades, recessed lighting, tons of storage and more. For added convenience, owners enjoy an assigned covered park space, a private exterior storage room and a dedicated on-site manager. The Breakers is a low-density, 55-plus co-op community with 32 units across four buildings. In the Moorings neighborhood, you are just a quick visit to renowned dining and shopping offered at Venetian Village and a short drive from Mercato, Waterside Shoppes, 5th Avenue South and 3rd Street South.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
9/10
Gulfview Middle SchoolGrades 6-82.6 mi
6/10
Naples High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Block
  • Roof: Built-Up
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living

Features

  • Foyer,French Doors,Smoke Detectors,Walk-In Closet(s),Window Coverings,Guest Bath,Guest Room,Laundry in Residence
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows,Shutters Electric
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 04180240003

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Gulf,Partial Gulf,Pool/Club
  • Has water view: Yes
  • Water view: Gulf,Partial Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf Frontage,On the Gulf Beach

Lot

  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,Driveway,Guest,Load Space,Paved,Detached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$384$4,608
Property Taxes $467$5,604
Electricity $197$2,366
Total$5,851$70,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,605/yr
40% on housing$175,530/yr
45% on housing$156,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 34103$776
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34103$1,118
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$950,000

For Sale by Agent

AgentLarry Roorda, PA
BrokeragePremier Sotheby's Int'l Realty

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