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143 46th St E #Sea, Sea Isle City, NJ, 08243

5beds
3baths
1,970sqft
$1,699,000
$862price/sqft
$10,465/moest. monthly cost
$418,600/yrincome needed

About This Home

Welcome to 143 46th Street, a coastal gem that perfectly balances the energy of Sea Isle City with the tranquility of a true beach retreat. Whether you’re looking for a reliable addition to your investment portfolio or a personal sanctuary by the shore, this property delivers on every front. One of the standout features of this home is its incredible location. You are steps away from the brand-new Sea Isle City recreation community center, offering easy access to top-tier amenities right at your doorstep. When you’re ready for dinner or a night out, the vibrant downtown scene is just a short stroll away. The beauty of 46th Street, however, is that it sits just far enough from the hustle and bustle to maintain that quiet, peaceful neighborhood vibe we all crave after a long day in the sun. For the savvy investor, this unit is a proven winner. It boasts an extensive and successful rental history, offering the kind of peace of mind that comes with a track record of consistent demand. Inside, the space is designed for easy shore living, with bright interiors and a layout that invites you to kick off your flip-flops and stay a while. It’s rare to find a property that captures both the convenience of a central location and the serenity of a residential side street.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Avalon Elementary SchoolGrades PK,5-84.3 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Oven,Refrigerator,Washer,Dryer,Dishwasher,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Entrance Foyer,Eat-in Kitchen
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Fireplace(s)
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,970 sqft

Property

Features

  • Levels: Three

Parking

  • Parking features: Garage,Concrete
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Winter Weather
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$341$4,092
Property Taxes $1,316$15,792
Electricity $217$2,605
Total$10,465$125,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,800/yr
40% on housing$313,950/yr
45% on housing$279,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$862This listing

vs Other Active Listings

Avg $/sqft

ZIP 08243$1,063
Cape May County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 08243$783
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$1,649,999
2026-05-28Listed for sale$1,699,000

For Sale by Agent

AgentDustin D. Laricks
BrokerageCOMPASS RE - Sic

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