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8715 147th Ave NW, Ramsey, MN, 55303

2beds
3baths
1,196sqft
$309,900
$259price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

This thoughtfully designed home combines style, comfort, and value. The main floor features luxury vinyl plank flooring throughout, creating a seamless flow from room to room. Enjoy cozy evenings by the sleek electric fireplace in the living room, or channel your inner chef in a kitchen that boasts quartz countertops, a ceramic tile backsplash, and modern white cabinetry. The walk-in pantry gives you lots of storage space and the eat in kitchen is perfect for gatherings and casual meals. Step outside from the dining area onto a concrete patio—ideal for outdoor entertaining. Upstairs, you’ll find a primary suite with a walk-in closet and private bath, an additional bedroom with its own ensuite full bath, as well as a conveniently located laundry room. Sod and irrigation are included. All kitchen appliances are included. This home is an incredible value! This home has monthly HOA fees. This neighborhood also features THE HOLLOW, a beautiful 1 acre park & playground!**

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-53.7 mi
7/10
Anoka Senior High SchoolGrades 9-125.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: CAPSTONE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,196
  • Total interior livable area: 1,196 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: Main
  • Area: 195.75
  • Dimensions: 13.5x14.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 293225230140
  • Zoning description: Residential-Single Family
  • Foundation area: 770

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: 48*130*44*130

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$191$2,292
Property Taxes $242$2,904
Electricity $170$2,050
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$309,900
2026-07-13Price change$309,900
2026-07-09Price change$314,900
2026-06-29Price change$319,900
2026-06-15Price change$324,900
2026-05-28Listed for sale$329,900

New Construction

AgentJanelle Gustafson
BrokerageCapstone Realty, LLC

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