8642 N Upper Twin Lake Shr, Rathdrum, ID, 83858
About This Home
Lake days just got better! This sweet and cozy Twin Lakes cabin sits on 100' of waterfront with two lots totaling .43 acres - giving you extra space to play, relax, and soak up the North Idaho lifestyle. Spend your mornings on the deck with coffee in hand, your afternoons on the water, and your evenings around the fire under the stars. Full of charm and tucked into a peaceful setting, this is the kind of lake cabin people dream about. This is a private setting and is boat access only.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Composition
- Construction materials: T1-11,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Refrigerator,Microwave,Cooktop
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Vinyl,Carpet
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 660
- Total interior livable area: 660 sqft
Property
Details
- Parcel number: 062600010140
- Zoning: Restricted Resi
Features
- Patio & porch: Deck
- Exterior features: Lighting
- Has view: Yes
- View description: Mountain(s),Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterbody name: Twin Lakes
Lot
- Lot size: 0.43 Acres
- Features: Steep Slope,Sloped,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,111 | $25,332 |
| Home Insurance | $86 | $1,032 |
| Property Taxes | $142 | $1,704 |
| Electricity | $141 | $1,695 |
| Total | $2,480 | $29,760 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $417,500 |
View on Zillow