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1123 N N St #D, Madera, CA, 93637

2beds
1baths
740sqft
$275,000
$372price/sqft
$2,031/moest. monthly cost
$81,240/yrincome needed

About This Home

Charming 2 bedroom 1 bath white home with great curb appeal and plenty of potential! This property features spacious backyard perfect for entertaining, pets or gardening. Includes a detached garage plus an additional carport for extra parking and storage. The home also has a newer roof only three years old. A great opportunity for first time home buyers, small families, or investors looking for a move in ready home with character and space.

Getting Around

63
WalkingSomewhat Walkable
24
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

3/10
3/10
4/10
Matilda Torres HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Wood Subfloor
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: F/S Range/Oven
  • Laundry features: In Garage

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Laminate,Tile

Interior Area

  • Total structure area: 740
  • Total interior livable area: 740 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 004091002000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: Urban

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$85$1,020
Property Taxes $158$1,896
Electricity $398$4,786
Total$2,031$24,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,634/yr
40% on housing$60,930/yr
45% on housing$54,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 93637$963
Madera County$583

vs Homes Sold Last Month

Median $/sqft

ZIP 93637$237
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$275,000
2026-05-28Listed for sale$290,000

For Sale by Agent

AgentBenita Urbieta
BrokerageVylla Home, Inc.

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