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6074 Rawson Rd, Cuba, NY, 14727

3beds
2baths
1,924sqft
$429,000
$223price/sqft
$3,641/moest. monthly cost
$145,640/yrincome needed

About This Home

Welcome home to your private retreat just minutes from Cuba Lake — where luxury craftsmanship, comfort, and peaceful country living come together on over an acre of beautifully fenced property. This stunning 2022 build is a 3-bedroom home that was thoughtfully designed with quality and functionality in mind, featuring custom soft-close Amish cabinetry, elegant granite countertops, and hand-scraped hardwood floors that bring warmth and sophistication throughout the home. All of the doors in the home are 6 panel solid interior doors. The kitchen also offers durable ceramic tile flooring, a huge island, and opens seamlessly into the breathtaking living room with soaring cathedral ceilings, creating an inviting atmosphere perfect for both everyday living and entertaining. Enjoy the convenience of second-floor laundry and generous closet space in all three spacious bedrooms. The private primary suite features its own balcony — the perfect place to enjoy morning coffee or unwind in the evening. Outside of the primary suite sits a versatile loft area provides endless possibilities for a home office, reading nook, or crafting space. Designed for comfort year-round, the home offers three-zoned radiant heat flooring and a brand-new water filtration system installed this year for added peace of mind. Entertainment opportunities abound with a dedicated bar area and an expansive upstairs front porch showcasing incredible sunset views and the serenity of the surrounding countryside. Situated in a quiet, peaceful location, this property delivers the privacy you've been searching for while remaining just moments from the lake. Outside, you'll find over an acre of fenced yard space great for summer BBQ'S, two storage sheds for outdoor storage, and an impressive four garage bays with additional potential for office or workshop space, ideal for hobbyists, entrepreneurs, or extra recreational storage. Month to Month tenant pays $275 for a trailer behind fenced in area. This exceptional property combines timeless craftsmanship, modern amenities, and tranquil living in one unforgettable package. Seller may need time to find suitable housing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Cuba Elementary SchoolGrades PK-53.3 mi
3/10
6/10
Cuba Rushford High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Purifier Owned,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Dry Bar,Separate/Formal Living Room,Granite Counters,Country Kitchen,Living/Dining Room,Pantry,Loft
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Zoned,Radiant Floor,Radiant
  • Cooling features: Zoned,Central Air

Interior Area

  • Total structure area: 1,924
  • Total interior livable area: 1,924 sqft

Property

Details

  • Parcel number: 02620014000000010250000000
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony,Open,Porch
  • Exterior features: Balcony,Concrete Driveway,Fully Fenced,Gravel Driveway,Propane Tank - Owned
  • Fencing: Full

Lot

  • Lot size: 1.30 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 553 x 132

Parking

  • Total spaces: 5
  • Parking features: Attached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$308$3,696
Property Taxes $847$10,164
Electricity $317$3,815
Total$3,641$43,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,834/yr
40% on housing$109,230/yr
45% on housing$97,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 14727$87
Allegany County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 14727
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$429,000
2026-06-24Price change$473,000
2026-05-28Listed for sale$499,000

For Sale by Agent

AgentMatthew A Golden
BrokerageCentury 21 North East

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