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2092 Browns Valley Rd, Guntersville, AL, 35976

5beds
3baths
3,240sqft
$499,500
$154price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

Stunning new construction located in Guntersville city limits offering luxury finishes and spacious living throughout! This open floor plan features accent walls, quartz countertops, LVP flooring, Thor appliances, custom cabinetry, oversized island, and a butler’s pantry with abundant storage. The sunroom showcases a beautiful accent wall and flows perfectly for entertaining. The primary suite offers a double vanity, soaking tub, walk-in tile shower, and large walk-in closet. Enjoy oversized upstairs bedrooms with a common area between, spacious laundry room with built-in shelving, covered front porch, and back patio. Conveniently located near schools, boat ramps, and sunset walking trail.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
9/10
6/10
Guntersville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab

Other

  • Builder name: FIRST PREMIER CONSTRUCTION, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator

Bathroom1

  • Features: Double Vanity,Recessed Lighting,Tile,Walk-In Closet(s)
  • Level: First
  • Area: 132

Bedroom2

  • Features: Ceiling Fan(s),Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom3

  • Features: 12’ Ceiling,Ceiling Fan(s),Smooth Ceiling
  • Level: First
  • Area: 156

Bedroom4

  • Features: Ceiling Fan(s),Carpet,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 190

Bedroom5

  • Features: Ceiling Fan(s),Carpet,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 190

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 2+
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 3,240 sqft

Kitchen

  • Features: 12’ Ceiling,Eat-in Kitchen,Kitchen Island,Recessed Lighting,LVP,Quartz
  • Level: First
  • Area: 342

Laundry Room

  • Features: Built-in Features,LVP Flooring
  • Level: First
  • Area: 72

Living Room

  • Features: Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 644

Master Bathroom

  • Features: Double Vanity,Recessed Lighting,Tile,Walk-In Closet(s)
  • Level: First
  • Area: 132

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 272

Property

Features

  • Patio & porch: Covered Patio,Covered Porch

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$401$4,812
Property Taxes $124$1,488
Electricity $362$4,350
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$485,000
2026-07-29Price change$499,500
2026-07-20Price change$499,000
2026-07-07Price change$519,900
2026-05-28Listed for sale$549,900

New Construction

AgentTrenten Hammond
BrokerageSouth Towne Realtors, LLC

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