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4652 Us Highway 51, Senatobia, MS, 38668

3beds
2baths
2,638sqft
$349,900
$133price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

This beautiful 3 bedroom 2 bath home is within walking distance to Northwest Community College, Senatobia City School, and an entertaining downtown with parks. It features hardwood floors, a fireplace, bay windows and built ins in the extra-large living room, a large dining room with French doors to the hall and a swinging door to the kitchen. The front door enters a beautiful extra wide entry and hallway that are the heart of the house, and all rooms come off it. This includes five large closets and the laundry center, the Master Bedroom with its own bathroom and two large closets, two more large bedrooms with their own large closets, and a phone nook to remind you of the days gone by and entry into your attic which will surprise you, and you can store another house full of your belongings in it. In the large tiled kitchen you have a 4' x 8' island with storage, a runway of granite countertop, glass door cabinets and drawers for those special pieces, a pantry, large deep cabinets will hold all of your supplies and large windows overlooking a park like side yard with Rose of Sharon shrubs full of all types of birds. The equipment in your kitchen includes a 5-gas burner stove with oven, a convection microwave, refrigerator, dishwasher, a stainless steel undermount extra-large sink with pre-rinse pull down faucet. From the kitchen, you enter an awesome sunroom with a view of over one acre of mature trees, shrubs and flowers brimming with wildlife and the back door going out to a huge 20 X 50.6 parking pad, large detached garage with extra storage and workstation, and a covered patio for entertainment. Daffodils, roses and town festivals greet your spring, blooming shrubs, a park-like yard large enough for any big event and a small quaint waterpark nearby are ready for entertaining in the summer, more fall festivals around and a winter Christmas Parade you can watch from your swing on the front porch. The measurements for the rooms are from the seller. The red storage shed in the back yard does not stay with the property.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
4/10
Senatobia Middle SchoolGrades 6-80.1 mi
5/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1951

Materials

  • Foundation: Conventional
  • Roof: Architectural Shingles
  • Construction materials: Brick,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Storage,Granite Counters
  • Door features: Dead Bolt Lock(s),Security
  • Window features: Wood Frames
  • Flooring: Hardwood,Linoleum,Tile
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Other

Interior Area

  • Total structure area: 2,638
  • Total interior livable area: 2,638 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 099b05 0000900
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: Few Trees,Front Yard,Landscaped,Level
  • Lot size dimensions: 212 F x 210 S

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway,Parking Pad,Storage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Tate County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$244$2,928
Property Taxes $183$2,196
Electricity $245$2,943
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 38668$148
Tate County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 38668$157
Tate County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$349,900
2026-07-14Price change$349,900
2026-05-28Listed for sale$359,900

For Sale by Agent

AgentDavid Stevens
BrokerageStevens Realty & Auction Co, Llc

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