2845 Cumberland Rd, Cumberland, VA, 23040
About This Home
Welcome home to this beautifully maintained 4-bedroom, 3-bath residence offering a spacious open floor plan designed for comfortable living and entertaining. With generous living spaces and a layout perfect for families or hosting guests, this home provides the ideal blend of functionality and charm. Situated with excellent road frontage, the property offers both convenience and privacy while being centrally located near Richmond and downtown Farmville. Enjoy easy access to local restaurants, shopping, and a variety of family-friendly events, along with charming dining options perfect for romantic evenings out. For those seeking additional space or investment opportunities, an adjoining 13 acres is also available for purchase, creating the potential for a large tract of land with endless possibilities. Don’t miss the opportunity to see everything this wonderful property has to offer. Contact me today to schedule your private showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding,Block
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Additional Room
- Level: First
- Dimensions: 13.6 x 9.2
Additional Room
- Level: First
- Dimensions: 23.4 x 25.0
Additional Room
- Level: First
- Dimensions: 12.1 x 9.2
Bedroom2
- Level: First
- Dimensions: 17.9 x 12.8
Bedroom3
- Level: First
- Dimensions: 15.6 x 10.11
Bedroom4
- Level: First
- Dimensions: 12.0 x 15.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 11.0 x 15.4
Features
- Bedroom on Main Level,Dining Area,Double Vanity,Eat-in Kitchen
- Flooring: Partially Carpeted,Vinyl
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 2,331
Foyer
- Level: First
- Dimensions: 7.11 x 15.4
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 2,331 sqft
Kitchen
- Level: First
- Dimensions: 14.3 x 12.2
Laundry
- Level: First
- Dimensions: 7.6 x 10.11
Living Room
- Level: First
- Dimensions: 18.5 x 16.0
Master Bedroom
- Level: First
- Dimensions: 16.3 x 16.0
Other
- Level: First
Property
Details
- Parcel number: 081 A 24 A
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 4 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,882 | $34,584 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $251 | $3,012 |
| Electricity | $224 | $2,694 |
| Total | $3,561 | $42,732 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $570,000 |
| 2026-05-29 | Listed for sale | $575,000 |
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