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220 Ponds Dr, Afton, OK, 74331

1beds
1baths
756sqft
$229,900
$304price/sqft
$1,580/moest. monthly cost
$63,200/yrincome needed

About This Home

Welcome to this fully furnished and duplex tucked away in a quiet neighborhood near Grand Lake. This property offers one bedroom and one bathroom with kitchenette. The bedroom has one queen bed and sofa sleeper. The home is a perfect blend of comfort and convenience. Located in Grand Meridian featuring a private neighborhood pool to spend a relaxing afternoon, a club house for events, playground, and easy access to local dining, shopping, and Grand Lake hot spots. Whether you are looking for a weekend retreat, investment opportunity, or low-maintenance full-time living, this duplex is a rare find in a desirable location. A second duplex adjacent to this is available for purchase as well. MLS # 26-1227

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Cleora Public SchoolGrades PK-82.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Property

Details

  • Parcel number: 210094574

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1,742 sqft
  • Features: Title Insurance
  • Lot size dimensions: 1525

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance $177$2,124
Property Taxes $97$1,164
Electricity $144$1,732
Total$1,580$18,960

Income You'd Need if You Spent...

35% on housing$54,171/yr
40% on housing$47,400/yr
45% on housing$42,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 74331$220
Delaware County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 74331
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$229,900
2026-05-29Listed for sale$239,900

For Sale by Agent

AgentRachael Alfaro
BrokerageLegacy Real Estate

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