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509 Granite Point, Augusta, GA, 30907

3beds
3baths
2,135sqft
$349,900
$164price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Welcome to 509 Granite Point, a beautifully maintained home in one of Columbia County's most desirable areas, offering exceptional value well below the local median price point. This property combines quality construction, thoughtful updates, backups against power outages, beautiful green space and scenery, and an unbeatable location close to shopping, dining, medical facilities, and the local schools! It's the whole package! Inside, you'll find a warm and inviting layout with spacious living areas, abundant natural light, and timeless finishes. The recently updated kitchen is a standout feature, showcasing refinished cabinetry that gives the space a fresh, modern feel while maintaining its classic charm. Whether you're preparing weeknight meals or entertaining guests, this kitchen provides both style and functionality. The home's quality and the care taken by the owners who have lived here for nearly 30 years, are evident throughout, from the well-kept interior to smaller details like the recently updated lighting. One of this home's greatest features in the back porch outlooking the lush green space. It is a perfect area to relax after a long day, or entertain friends and family! Among the home's many features is the whole home generator. It is also located directly across the road is the Columbia County Racquet Center - boasting courts for Tennis, Pickleball, and more! Finding a home in this location, condition, and at this price is rare. Don't miss the opportunity to see this home before it is gone!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Lakeside High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: See Remarks,Concrete Perimeter,Crawl Space,Other
  • Roof: Composition
  • Construction materials: See Remarks,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Blinds/Shades

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,135
  • Total interior livable area: 2,135 sqft

Property

Details

  • Parcel number: 077g1056
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Screened
  • Fencing: Other,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 8,059 sqft
  • Lot size dimensions: 21 x 154 x 85 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$232$2,784
Property Taxes $239$2,868
Electricity $219$2,637
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 30907$128
Columbia County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30907$155
Columbia County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$349,900

For Sale by Agent

AgentChase Dean
BrokerageERA Wilder Realty

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