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364 Camp Xing, Hernando, MS, 38632

4beds
4baths
3,313sqft
$639,900
$193price/sqft
$4,190/moest. monthly cost
$167,600/yrincome needed

About This Home

Builder offering $15,000 in buyer concessions towards closings costs and/or upgrades. Beautiful 4 bedroom (3 down), 3 1/2 bath home with finished bonus room. Large covered front porch elevation with stained wood ceilings. Open concept split floor plan. Double doors lead you into the spacious great room with cedar beams and built in cabinets with floating cedar shelves on each side of the fireplace. Pass under the brick archway into the kitchen area with a large island, custom ceiling height cabinets, GE Cafe' stainless steel appliances, ceiling height back splash, walk in pantry, and farm sink with a rollout casement window overlooking the covered back porch. The primary suite features cedar beams, custom made barn door leading into the bathroom, large split vanities each with cabinet towers, walk in zero entry shower, free standing soaking tub, large walk in closet with custom shelving, and direct access to laundry area via pocket door. Split to the other side of the home are 2 bedrooms with walk in closets with a jack n jill bath. The half bath is conveniently located for easy access from the back porch. Upstairs is a bedroom with a large walk in closet connected to a full bath and a large bonus room with a closet so it could be a 5th bedroom. Also upstairs is an enormous walk in attic. The covered back porch features a built in gas grill with an electric starter. Conveniently located just minutes from I-269 and the main Lewisburg School campus. Schedule your appointment today to view this unique home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Lewisburg IntermediateGrades 4-51.7 mi
9/10
Lewisburg Middle SchoolGrades 6-84.6 mi
9/10
Lewisburg High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles,Metal
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Free-Standing Gas Range,Microwave,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry Room,Lower Level

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Beamed Ceilings,Bookcases,Ceiling Fan(s),Double Vanity,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Pocket,Sliding Doors
  • Window features: Vinyl
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: Great Room
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,313
  • Total interior livable area: 3,313 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: Unassigned

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gas Grill,Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$365$4,380
Property Taxes $282$3,384
Electricity $308$3,696
Total$4,190$50,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,657/yr
40% on housing$125,700/yr
45% on housing$111,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$161
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$634,900
2026-05-29Listed for sale$639,900

New Construction

AgentWayne Bartley
BrokerageDream Maker Realty

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