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5130 Thalley Creek Dr, Cumming, GA, 30040

5beds
4baths
3,363sqft
$725,460
$216price/sqft
$4,654/moest. monthly cost
$186,160/yrincome needed

About This Home

Welcome to 5130 Thalley Creek Drive at Thalley Creek Estates in Cumming, GA. Featuring the Grayson floorplan, this home offers 5 bedrooms, 4 bathrooms, and a 2-car garage. As you enter the home, a 2-story foyer opens to a formal living area. Making your way past the dining room, where friends and family can gather for formal meals, you find the kitchen and living area. This beautiful kitchen boasts 42" cabinets with crown molding, designer tile backsplash, double wall oven, quartz countertops, a gas cooktop, and so much more. Enjoy quick on-the-go meals at the large island that overlooks into the family room with a center fireplace with wood mantle. A full bedroom and bathroom round out the rest of the main level. On the second floor you can enjoy watching movies, playing games, or reading a good book in the open loft area. The upstairs includes 3 additional bedrooms and 2 bathrooms. Don't forget about all the primary suite has to offer! Relax and unwind in the extra sitting area. The primary bathrooms are equipped with granite countertop vanity and separate tiled showers. All secondary bathrooms are just as exquisite with the 36" vanity cabinets and cultured marble vanity tops. Does 5130 Thalley Creek Drive sound like the perfect home for you? Then contact us today to book a tour of one of our Grayson floorplan homes and all that living in Thalley Creek Estates of Cumming, GA has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Sawnee Elementary SchoolGrades PK-52.0 mi
5/10
Otwell Middle SchoolGrades 6-83.5 mi
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Separate Shower,Soaking Tub,Entrance Foyer,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,363
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,363
  • Total interior livable area: 3,363 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 0.0

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Waterbody name: None

Lot

  • Lot size: 0.39 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,668$44,016
Home Insurance *$243$2,916
Property Taxes $417$5,004
Electricity $326$3,920
Total$4,654$55,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,565/yr
40% on housing$139,620/yr
45% on housing$124,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 30040$218
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30040$212
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$729,460
2026-07-23Price change$725,460
2026-06-24Price change$733,460
2026-05-21Listed for sale$713,460

New Construction

AgentDeeba Khader
BrokerageD.R. Horton Realty of Georgia, Inc.

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