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4768 Signature Dr, Bay City, MI, 48706

3beds
2baths
1,627sqft
$499,900
$307price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

Welcome to Mill Pond Meadows, a new community offering luxury, privacy, and lock and leave living. Built by Cobblestone Homes, this newly constructed 1,627 sq. ft. single-family condo is under construction and designed with exceptional craftsmanship and modern comfort in mind. This 3-bedroom, 2-bath home features an inviting open layout that showcases a beautiful blend of design. With custom finishes throughout. The kitchen and baths feature slow close cabinetry, wrapped in today’s most desirable quartz and granite surfaces. The spacious primary suite includes a custom-tiled walk-in shower and thoughtful design details throughout. Enjoy year round comfort with Cobblestone’s advanced insulation package, exceeding Energy Star performance for lower utility costs and exceptional efficiency. Best of all, lawn care and snow removal are included, allowing for carefree living in every season. Experience luxury, convenience, and breathtaking views this exceptional condo at Mill Pond Meadows is ready to welcome you home.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Western Middle SchoolGrades 6-87.2 mi
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Other,Vinyl Siding,Vinyl Trim,Wood Siding,Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Electric Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Concrete,Sump Pump,Unfinished

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 63

Bathroom2

  • Features: Laminate
  • Level: First
  • Area: 40

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 182

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Laminate
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Laminate
  • Level: First
  • Area: 120

Features

  • High Ceilings,Sump Pump,Walk-In Closet(s),Radon Mitigation System
  • Flooring: Ceramic Tile,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,627

Great Room

  • Level: First
  • Area: 224

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,137
  • Total interior livable area: 1,627 sqft

Kitchen

  • Features: Laminate
  • Level: First
  • Area: 110

Property

Accessibility

  • Accessibility features: Wheelchair Access,Accessible Bedroom,Accessible Doors,Wheelchair Accessible,Low Threshold Shower,No-step Entrance

Details

  • Parcel number: 10002440014003
  • Zoning description: Site Condominium
  • Special condition: Private
  • Other equipment: Air Cleaner

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Lawn Sprinkler,Sidewalks
  • Frontage type: Road
  • Frontage length: 73

Lot

  • Lot size: 8,712 sqft
  • Features: Subdivision
  • Lot size dimensions: 73 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$301$3,612
Property Taxes $545$6,540
Electricity $188$2,259
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$146
Bay County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$499,900

New Construction

AgentMarshall C Mannion
BrokerageCobblestone Realty LLC

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