13181 TOOLCROSS WAY, Winter Garden, FL, 34787
About This Home
Located in the highly desirable Westhaven at Ovation, this exceptional five bedroom, four bathroom home sits on one of the largest lots in the community with an impressive 0.28 acres, offering extra privacy, space, and an unbeatable setting. With no front or rear neighbors and peaceful pond views behind the home, this property delivers a rare combination of comfort and tranquility. Designed with both elegance and functionality in mind, the home features a spacious open layout with a large loft, an oversized covered lanai perfect for entertaining, and a charming front porch that creates a warm welcome. The gourmet kitchen is equipped with premium KitchenAid appliances and an LG InstaView Door-in-Door refrigerator, combining luxury and modern convenience. Thoughtful upgrades can be found throughout the home, including elegant open rail stairs with luxury vinyl flooring, floor-to-ceiling tile in the bathrooms, and custom-designed spaces in the primary suite closet, laundry room, and pantry for maximum organization and style. The laundry room also includes a utility sink, adding extra practicality for everyday living. The spacious primary suite and well-distributed floor plan provide comfort for the entire family, while the proximity to the community clubhouse adds even more convenience and lifestyle appeal. With a two car garage, exceptional finishes, and one of the best locations in the neighborhood, this home is truly a standout opportunity in Winter Garden.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Cement Siding,Stucco,Wood Frame
Other
- Builder model: Griffin Coastal
- Builder name: Toll Brothers
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Disposal,Microwave
- Laundry features: Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 166.6
- Dimensions: 14x11.9
Bedroom3
- Features: Built-in Closet
- Level: Second
- Area: 138.24
- Dimensions: 12.8x10.8
Bedroom4
- Features: Built-in Closet
- Level: Second
- Area: 162.4
- Dimensions: 14x11.6
Bedroom5
- Features: Built-in Closet
- Level: Second
- Area: 141.36
- Dimensions: 12.4x11.4
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
- Area: 176.66
- Dimensions: 14.6x12.1
Features
- High Ceilings,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 359.52
- Dimensions: 21.4x16.8
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 4,937
- Total interior livable area: 3,894 sqft
Kitchen
- Level: First
- Area: 220.59
- Dimensions: 17.1x12.9
Loft
- Level: Second
- Area: 353.4
- Dimensions: 19x18.6
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 357
- Dimensions: 21x17
Property
Details
- Parcel number: 292427780501180
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Rear Porch
- Exterior features: Irrigation System,Sidewalk,Sprinkler Metered
- Has view: Yes
- View description: Water,Pond
- Has water view: Yes
- Water view: Water,Pond
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.28 Acres
- Features: In County
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Hurricane
- Inland Flooding
- Lightning
- Wildfire
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,304 | $63,648 |
| Home Insurance * | $451 | $5,412 |
| Property Taxes | $716 | $8,592 |
| Electricity | $391 | $4,702 |
| Total | $6,862 | $82,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $999,000 |
| 2026-07-09 | Price change | $1,049,000 |
| 2026-05-29 | Listed for sale | $1,100,000 |
For Sale by Agent
View on Zillow