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1557 Mount Ephraim Ave, Camden, NJ, 08104

6beds
3baths
1,500sqft
$265,000
$177price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

"Investor Alert". Rehabbed, Mixed Use, Multi Units await you. Come tour this money maker in the Business district of Camden and finish the work. This can be your chance to own a space that you can rent to multiple Tenants and reap the rewards, You can divide up the spaces on the main floor or keep it as one unit. The Main Floor has a beautiful and long hallway leading to two separate doors. One is for the Upstairs 3 Bedroom apartment with a full kitchen and bath on your right and the other door leads you into two separate spaces. The first apartment has two bedrooms, a full kitchen and one full bath. The second apartment has 1 bedroom, a Living room, a full kitchen, outside access and a full Basement with two additional bedrooms or storage. The seller has all units at an almost finished state. New roof added in 2026. New water heater added in 2026 and services the entire building. All appliances are electric including the heat. The seller is selling AS IS. Buyer responsible for their own due diligence. Buyer responsible for the Certificate of Occupancy and any TWP or Municipal to close. Buyer will have to pull any and all permits for Plumbing and Electrical where needed. This property is located in a high traffic area and is a great place for rental income and tenants. Rents on average for a 2 bedroom is between 1200 to 1500. Rents for a 3 bedroom run between 1500 to 2,500. The seller has already incorporated your upfront cost and with just some finishing touches you can have a (NOI) Net Operating Income that takes care of you and the property. Schedule your showing today! Commercial Listing is NJCD2118832. I will be at the property this Saturday 5/30/26 from 2:30 pm to 4:00 pm if you want to see the listing. Please schedule.

Getting Around

77
WalkingVery Walkable
47
TransitSome Transit
50
BikeBikeable

Schools

1/10
Camden High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Very Good,Good,Average
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Block,Brick,Concrete

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Self Cleaning Oven,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry,Heated,Space For Rooms,Windows

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • 2nd Kitchen,Breakfast Area,Built-in Features,Combination Dining/Living,Family Room Off Kitchen,Floor Plan - Traditional,Upgraded Countertops,9'+ Ceilings,Dry Wall
  • Door features: ENERGY STAR Qualified Doors,Six Panel
  • Flooring: Ceramic Tile,Laminate
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080044100056
  • Zoning: R2
  • Zoning description: Commercial, Mixed Use
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Chain Link
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,398 sqft
  • Features: Backs - Open Common Area,Rear Yard,Urban
  • Lot size dimensions: 14.00 x 100

Parking

  • Parking features: Public,Lighted,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$171$2,052
Property Taxes $545$6,540
Electricity $193$2,318
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 08104$102
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08104$165
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$265,000
2026-05-29Listed for sale$285,000

For Sale by Agent

AgentCarol Terrell
BrokerageKeller Williams - Main Street

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