See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 Capella Way, Georgetown, KY, 40324

5beds
3baths
2,479sqft
$446,151
$180price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

(7/30/26; House is framed. mechanical stage). Under Construction. Current progress photos can be made available upon request. The Oakmont Ridge, part of the Trend Collection by Ball Homes, is a spacious two-story plan with five bedrooms and a Walk Out Basement with a 12x12 Covered Deck. A first-floor study has been configured as a bedroom and full bath option. The large family room is open to the kitchen which makes this plan ideal for entertaining. Kitchen features include an island design, sunny breakfast area, lots of cabinet space, and a walk-in corner pantry. The upstairs primary bedroom suite has a vaulted ceiling and a spacious bath with linen closet, double bowl vanity, and tub/shower combination. An optional layout with garden tub and separate shower is also offered. Three additional upstairs bedrooms, hall bath and utility room. Exterior features include a hip roof design and covered front entry. Job# 134ST

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
6/10
Georgetown Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Oakmont Ridge

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Carpet,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,479

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 2,479
  • Total interior livable area: 2,479 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,093 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,255$27,060
Home Insurance *$190$2,280
Property Taxes $230$2,760
Electricity $195$2,349
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$446,151

For Sale by Agent

AgentErica R Hansen
BrokerageChristies International Real Estate Bluegrass

Similar Homes