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700 W Ridgeway Ave Lot 625, Cedar Falls, IA, 50613

3beds
2baths
1,216sqft
$40,000
$33price/sqft
$392/moest. monthly cost
$15,680/yrincome needed

About This Home

Welcome home to this beautifully maintained 2015 Clayton Pulse manufactured home offering 3 bedrooms, 2 bathrooms, and an inviting open floor plan designed for comfortable everyday living. The spacious living room flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining guests or spending time with family. The kitchen features abundant cabinet and countertop space, making meal prep and storage a breeze. The split-bedroom layout provides added privacy, with a generously sized primary suite complete with its own private bath, while the additional bedrooms offer flexibility for family, guests, or a home office. With modern finishes, plenty of natural light, and a functional layout, this home combines comfort and convenience at an affordable price. Offered at just $40,000, this is a fantastic opportunity to own a spacious and affordable home!

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

10/10
Hudson Elementary SchoolGrades PK-64.5 mi
7/10
Hudson High SchoolGrades 7-124.5 mi

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 1,216 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$25$300
Property Taxes $44$528
Electricity $121$1,452
Total$392$4,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,440/yr
40% on housing$11,760/yr
45% on housing$10,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$184
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$40,000

For Sale by Owner

AgentNyoka Bridgeman
BrokerageCountry Terrace

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