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28 Rockywood Ln, Essex, MD, 21221

2beds
1baths
0sqft
$59,999
--price/sqft
$653/moest. monthly cost
$26,120/yrincome needed

About This Home

Affordable and move-in ready! This charming 2-bedroom, 1-bath manufactured home offers comfortable living with a cozy fireplace and a functional layout. Enjoy peace of mind with a new A/C system installed just 6 months ago and a new roof replaced 7 months ago. The low-maintenance yard makes homeownership easy, making this a great opportunity for first-time buyers, down sizers, or anyone looking for an affordable place to call home.

Getting Around

10
WalkingCar-Dependent
37
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

7/10
Orems Elementary SchoolGrades PK-50.3 mi
2/10
2/10
Kenwood High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: NO TAX RECORD
  • Zoning: AG
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 435.60 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$22$264
Property Taxes $47$564
Electricity $281$3,374
Total$653$7,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,388/yr
40% on housing$19,590/yr
45% on housing$17,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$163
Baltimore County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Price change$59,999
2026-06-01Listed for sale$69,999

For Sale by Agent

AgentGlenda Ochoa Gamez
BrokerageKeller Williams Gateway LLC

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