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4912 Monteray Dr #52, Midland, MI, 48642

2beds
1baths
1,216sqft
$35,000
$29price/sqft
$419/moest. monthly cost
$16,760/yrincome needed

About This Home

Welcome to comfortable and affordable living in Arlington Manor! This well-maintained 1991 Patriot single wide offers approximately 1,152 square feet of living space with a spacious 16x72 layout. Featuring 2 bedrooms and 1 full bathroom, this home provides a functional floor plan with comfortable living areas and plenty of natural light throughout. Located in a quiet community in Midland, this home offers an affordable opportunity for homeownership or downsizing with lot rent at just $470 per month. Even better -- there is no application fee, and the first and last month's lot rent are free with a 12-month lease. Whether you're looking for a starter home, investment opportunity, or low-maintenance living, this home is worth a look. This unit is to remain in Arlington manor.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Auburn Elementary SchoolGrades K-55.1 mi
7/10
Western Middle SchoolGrades 6-84.5 mi
6/10

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$17$204
Property Taxes $38$456
Electricity $188$2,259
Total$419$5,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,365/yr
40% on housing$12,570/yr
45% on housing$11,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$29This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$185
Bay County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-30Listed for sale$35,000

For Sale by Agent

AgentJerod Davidson
BrokerageOsentoski Realty

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