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16911 S Ramona Rd, Kinross, MI, 49752

2beds
3baths
2,200sqft
$499,900
$227price/sqft
$3,398/moest. monthly cost
$135,920/yrincome needed

About This Home

Well maintained, and just off M-80, this 2020 built home sits on just under 18 acres of open and wooded land. Log exterior on the main level, vinyl up top - covered porches front and back with an open concept make this home an absolute dream. The first floor master bedroom features soaring 27 foot ceilings and a private bath with a garden whirlpool tub and large walk-in shower. Upstairs you will find a second bedroom and a loft that could easily be converted into a third. The home is set up to keep you comfortable all year with radiant floor heat, on-demand water heater boiler, brand new mini splits, a wood burning fireplace, and a Generac generator for added convenience. Outside there is a stone paver firepit with an electrical outlet, a chicken coop, and a framed-out greenhouse. Starlink antenna and a cell signal booster stay with the home. Fast reliable internet and a good signal out here matters more than people think. Appliances and picnic table are included. A log splitter and a Bobcat Skidsteer with snowblower attachment can be negotiated into the sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Rudyard High SchoolGrades PK-129.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt
  • Construction materials: Asphalt,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Sump Pump,Crawl Space

Bathroom

  • Level: Main
  • Area: 203
  • Dimensions: 14 x 14.5

Bathroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 x 11

Bedroom2

  • Level: Second
  • Area: 234
  • Dimensions: 18 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Foyer

  • Level: Main
  • Area: 79.8
  • Dimensions: 5.7 x 14

Half Bathroom

  • Level: Main
  • Area: 42.5
  • Dimensions: 8.5 x 5

Heating & Cooling

  • Heating features: Fireplace(s),Radiant Floor,Wood
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Laundry

  • Level: Main
  • Area: 78
  • Dimensions: 6 x 13

Loft

  • Level: Second
  • Area: 181.25
  • Dimensions: 14.5 x 12.5

Other

  • Level: Main
  • Area: 589
  • Dimensions: 31 x 19

Other

  • Level: Main
  • Area: 494.5
  • Dimensions: 11.5 x 43

Other

  • Level: Main
  • Area: 322.5
  • Dimensions: 7.5 x 43

Primary Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 00802600600

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 17.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$166$1,992
Property Taxes $466$5,592
Electricity $239$2,879
Total$3,398$40,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,502/yr
40% on housing$101,940/yr
45% on housing$90,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 49752$182
Chippewa County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 49752$174
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$499,900

For Sale by Agent

AgentMarnie Rubinstein
BrokerageRubinstein Realty

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