422 Smith St, Florence, AL, 35630
About This Home
Modern New Construction 2-Bed, 2-Bath Home Near Top Local Amenities Discover this beautiful new construction, offering the perfect blend of modern finishes & convenience. This residence is designed for comfort, style, & affordability. Featuring luxury vinyl plank & tile flooring, this home provides a sleek, low-maintenance living space that?s ready to welcome you. This conveniently located home is a short drive from the North Alabama Medical Center, UNA, downtown Florence, & Cox Creek Pkwy. Enjoy outdoor recreation at the nearby Pickleball & Tennis Complex at Veterans Memorial Park, or indulge in shopping & dining at local stores & restaurants just minutes away. This property offers an exceptional opportunity for home ownership at a reasonable price All info Inc Sq.ft. to be verified by purchaser.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 900
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 2303072001014.000
Features
- Frontage length: 50
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 50' x 150'
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $47 | $564 |
| Electricity | $240 | $2,881 |
| Total | $1,364 | $16,368 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $174,900 |
| 2026-05-30 | Listed for sale | $179,900 |
View on Zillow