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1309 S Benham Mill Road, English, IN, 47118

1beds
1baths
876sqft
$240,000
$274price/sqft
$1,836/moest. monthly cost
$73,440/yrincome needed

About This Home

Escape to your own private southern Indiana retreat on 20 wooded acres off S Benham Rd in English. Tucked deep in the trees, this secluded property features a tiny home cabin surrounded by mature woods, abundant wildlife, and the kind of peace that’s hard to find. Perfect for hunters, homesteaders, campers, or anyone craving an off-grid lifestyle, this land offers excellent deer and turkey hunting, space for trails, gardening, recreation, or future expansion. The cozy cabin makes an ideal hunting camp, weekend getaway, Airbnb opportunity, or simple full-time escape from the noise of city life. Located near the renowned Hoosier National Forest, outdoor adventure is right at your doorstep with endless opportunities for hiking, hunting, and exploring. Private, wooded, and packed with potential, this is the kind of property buyers dream about owning.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Patoka Elementary SchoolGrades PK-53.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Microwave,Oven,Range,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 28 x 24

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Main Level Primary,Wood Burning Stove
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood BurningStove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 876

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Property

Details

  • Parcel number: RE080347
  • Zoning: Agri/ Residential
  • Zoning description: Agri/ Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 20 Acres
  • Features: Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$313$3,756
Property Taxes $126$1,512
Electricity $184$2,212
Total$1,836$22,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,948/yr
40% on housing$55,080/yr
45% on housing$48,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 47118$110
Crawford County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 47118
Crawford County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$240,000

For Sale by Agent

AgentJohnny White
BrokerageGreen Tree Real Estate Services

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