404 Westwood South St, Welch, MN, 55089
About This Home
Tucked away at the end of a dead-end street on 2.52 acres, this custom-built 2016 rambler offers exceptional privacy, expansive bluff views, and nearly 4,000 finished square feet of thoughtfully designed living space. Large windows throughout the main living areas capture the surrounding landscape, creating a seamless connection to the scenic bluff setting. The open-concept layout is designed for comfortable everyday living and entertaining, featuring a private primary suite, spacious gathering areas, and the convenience of one-level living. With 5 bedrooms and 3 bathrooms, the home provides flexibility for a variety of living arrangements and lifestyle needs. The finished lower level adds substantial living space and is already plumbed and ready for future in-floor heat. A heated 3-stall attached garage offers ample room for vehicles, storage, and hobbies, while the level outdoor area includes dedicated parking for an RV, boat, or trailer. The home has been pre-inspected, offering added confidence for buyers. Combining quality construction, generous living spaces, breathtaking views, and a highly desirable end-of-street setting, this property presents a rare opportunity to enjoy privacy, space, and the beauty of the Mississippi River Valley just minutes from Red Wing and Highway 61.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Egress Window(s),Finished,Full,Storage Space,Walk-Out Access
Bathroom
- Level: Main
Bathroom
- Level: Basement
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Basement
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Fireplace features: Family Room,Free Standing,Living Room,Stone,Wood Burning,Wood Burning Stove
- Finished area below ground: 1,355
- Finished area above ground: 1,951
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total structure area: 3,902
- Total interior livable area: 3,306 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Storage
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 559720010
- Zoning description: Residential-Single Family
- Foundation area: 2911
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch,Porch
Lot
- Lot size: 2.52 Acres
- Features: Property Adjoins Public Land,Tree Coverage - Heavy
- Lot size dimensions: 255 x 222 x 252 x 103 x 584 x 272
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Concrete,Floor Drain,Heated Garage,Insulated Garage,RV Access/Parking,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Goodhue County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $531 | $6,372 |
| Property Taxes | $632 | $7,584 |
| Electricity | $278 | $3,346 |
| Total | $5,359 | $64,308 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $774,900 |
| 2026-06-05 | Listed for sale | $799,900 |
View on Zillow