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214 Imperial Way #7A, Albemarle, NC, 28001

4beds
3baths
2,604sqft
$454,400
$175price/sqft
$2,975/moest. monthly cost
$119,000/yrincome needed

About This Home

*Flex cash available to lower interest rate OR below market rates available!* Coming Soon! Our popular 2604 floorplan offers 4 bedrooms, 3 full bathrooms, and a layout designed for flexibility and comfort. The main floor features 3 bedrooms and 2 bathrooms, including the primary suite, while upstairs you'll find a private 4th bedroom, full bathroom, and spacious loft area—perfect for guests, a home office, or extra living space. Estimated completion timeframe: August Closing cost paid (except pre-paids and points) with use of Preferred Lender

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
3/10
Albemarle Middle SchoolGrades 6-84.3 mi
3/10
Albemarle High SchoolGrades 9-123.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: 2604 / A
  • Builder name: Adams Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,604

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 2,604 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 653701092353
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,297$27,564
Home Insurance *$221$2,652
Property Taxes $215$2,580
Electricity $242$2,910
Total$2,975$35,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,000/yr
40% on housing$89,250/yr
45% on housing$79,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$129
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Listed for sale$454,400

New Construction

AgentElizabeth Bristow
BrokerageAdams Homes Realty-NC, Inc.

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