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3697 Gentle Slope Rd #3677, Stover, MO, 65078

4beds
2baths
1,700sqft
$275,000
$162price/sqft
$1,810/moest. monthly cost
$72,400/yrincome needed

About This Home

TWO HOMES & A LAKEFRONT LOT – Unique Investment Opportunity at the 61 MM! Don’t miss this rare chance to own two lake homes and a lakefront lot with dock—all for one price! Located on the main channel at the 61-mile marker, this property offers spectacular lake views, excellent rental potential, and endless outdoor enjoyment. Each home includes 2 bedrooms and 1 bathroom, with modern finishes, cozy living spaces, and expansive decks overlooking the water. One home features a sunroom—perfect for enjoying lake views year-round in total comfort. Live in one, rent the other on VRBO, or host guests in their own private space—the possibilities are wide open! Property highlights: Private dock with a 10x24 boat slip Sunroom with stunning lake views 1 plus car garage Storage shed Gazebo for outdoor lounging and entertaining This is a truly unique opportunity to invest in two turnkey lake homes on a prime waterfront lot. Whether you’re looking for a weekend getaway, full-time living, or income-producing property, this one checks all the boxes!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
Morgan Co. R-I High SchoolGrades 9-1217.2 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Crawlspace,Poured
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Stove

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Partially Furnished
  • Flooring: Laminate,Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 188027400002032004
  • Zoning description: Residential
  • Exclusions: personal items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Deck,Gravel Driveway,Storage
  • Has view: Yes
  • View description: Channel,Lake
  • Has water view: Yes
  • Water view: Channel,Lake
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front

Lot

  • Lot size: 0.87 Acres
  • Features: Lake Front,Views
  • Lot size dimensions: 150 x 200

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached,Electricity,Garage,Parking Available
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$170$2,040
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,810$21,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,057/yr
40% on housing$54,300/yr
45% on housing$48,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$88
Morgan County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$275,000
2026-06-25Price change$299,500
2026-03-04Listed for sale$339,000

For Sale by Agent

AgentPatricia Schnakenberg
BrokerageHomestead 3 Realty, LLC

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