




816 Fm Stafford Ave, Paintsville, KY, 41240
About This Home
Prime investment opportunity in Paintsville, KY! This nearly 13,000 SF commercial building is leased and income-producing. Property includes an owner's suite with bedroom and bathroom. Extensive updates include new roof, gutters, fresh exterior paint, multiple new exterior lights, two new HVAC units (others serviced), all new plumbing, multiple newly remodeled bathrooms. Upstairs features new flooring, new paint, new kitchen area, new doors, new trim. Well-maintained with numerous improvements throughout. Too many improvements to list! MUST SEE!
Getting Around
Schools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Rubber
- Construction materials: Block,Brick
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 3
Features
- See Remarks
- Window features: Double Pane Windows
- Attic: None
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 13,380
- Total interior livable area: 13,380 sqft
Property
Details
- Zoning: Commercial
Features
- Levels: Two
- Patio & porch: None
Lot
- Lot size: 0.72 Acres
Parking
- Parking features: None,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $497 | $5,964 |
| Property Taxes | $332 | $3,984 |
| Electricity | $1,056 | $12,679 |
| Total | $5,419 | $65,028 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $599,000 |
| 2026-06-01 | Listed for sale | $699,000 |
