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4172 State Route 14a Hwy, Penn Yan, NY, 14527

5beds
2baths
3,730sqft
$2,850,000
$764price/sqft
$19,178/moest. monthly cost
$767,120/yrincome needed

About This Home

THIS ISN'T JUST AN OPPORTUNITY- THIS IS A LAUNCH PAD. Exceptional retail greenhouse and produce market with spacious on-site residence on 79 acres in the heart of New York's Finger Lakes region. This operation features THREE LARGE GREEN HOUSES with an integrated retail showroom, perfect for selling fresh vegetables, produce, plants and related goods. Additional highlights include a dedicated workshop for projects and maintenance, plus multiple equipment sheds for secure storage. The comfortable 3,700 sq ft home, built in 2000, offers modern living space just steps from the business, ideal for an owner-operator or family. KEY FEATURES & INFRASTRUCTURE * 79 ACRES of prime land with excellent potential to grow your own vegetables and produce to stock the market or expand retail offerings. *TWO PONDS equipped with plumbing for reliable greenhouse and field irrigation. *PRIVATE NATURAL GAS WELL providing low-cost, self-sufficient heating for both the greenhouses and the farmhouse. PRIME LOCATION with BUILT-IN TRAFFIC Situated on one of the busiest state highways in the Finger Lakes, this property sits less than a mile from " The Windmill Market", a major weekend destination that draws thousands of visitors. The Finger Lakes is one of the Northeast's top tourist regions, known for its wineries, lakes, and year-round appeal. Centrally located between Keuka Lake and Seneca Lake, the property benefits from strong local and tourist traffic. Whether you want to continue and grow the market operation or expand into agtourism, farm-to-table sales, or additional greenhouse production, the potential here is truly unlimited. A rare combination of business, productive land, modern home and exceptional location-ready for its next owner to take it to the next level. This is also listed as Comercial Property on the MLS: R1689177

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Dundee Elementary SchoolGrades PK-64.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Second Kitchen,Bedroom on Main Level
  • Flooring: Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 3,730
  • Total interior livable area: 3,730 sqft

Property

Details

  • Parcel number: 57200010500100010081110000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Concrete Driveway,Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 79.20 Acres
  • Features: Agricultural,Irregular Lot
  • Lot size dimensions: 125 x 1144

Parking

  • Total spaces: 4
  • Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,411$172,932
Home Insurance *$779$9,348
Property Taxes $3,372$40,464
Electricity $616$7,397
Total$19,178$230,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$657,531/yr
40% on housing$575,340/yr
45% on housing$511,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$764This listing

vs Other Active Listings

Avg $/sqft

ZIP 14527$298
Yates County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 14527$241
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$2,850,000

For Sale by Agent

AgentDonald J. Willis
BrokerageHoward Hanna Lake Group

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