60 Dwellings Dr Lot 180, Tracy City, TN, 37387
About This Home
Your mountain retreat is ready and so is your next investment opportunity. This brand new, never-rented tiny home sits within The Retreat at Water's Edge: Phase 4, one of middle Tennessee's most sought-after nature-focused communities perched atop the Cumberland Plateau. Thoughtfully built and move-in ready, this property is primed to begin generating short-term rental income. Custom 8' stock tank pool built into the deck with filtration system. Owners enjoy access to a community amenity collection including scenic walking trails, fishing docks, fire pits, gathering spaces, and a serene lake. The kind of experience that keeps guests coming back and reviews glowing. Whether you're building a portfolio or searching for the perfect personal escape with upside, this is an opportunity worth exploring. Non-Owner Occupied STRP approved community. For additional details on the community and available vacation management options, please contact the listing agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Metal
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Disposal,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- High Ceilings,High Speed Internet,Kitchen Island
- Flooring: Luxury Vinyl
- Finished area above ground: 535
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 535
- Total interior livable area: 535 sqft
Kitchen
- Area: 112
- Dimensions: 14x8
Living Room
- Features: Great Room
- Level: Great Room
- Area: 154
- Dimensions: 14x11
Master Bathroom
- Features: None
- Level: None
Property
Details
- Parcel number: 101D A 00300 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Year Round Access
- Topography of land: Cleared,Views
Lot
- Lot size: 7,840 sqft
- Features: Cleared,Views
- Lot size dimensions: 7679
Parking
- Total spaces: 2
- Parking features: Gravel
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Lightning
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $191 | $2,292 |
| Property Taxes | $125 | $1,500 |
| Electricity | $175 | $2,103 |
| Total | $2,260 | $27,120 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $349,900 |
View on Zillow