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670 Wysong Mill Rd, Hardy, VA, 24101

3beds
3baths
2,350sqft
$399,950
$170price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

This new build is now complete and move in ready! Get ready for that LAKE LIFE with SML right at the end of the road. Vertical hung board and batten vinyl siding complemented with stone trim and a beautiful blue metal roof. Open floor plan with a Primary suite on both levels! Huge deck on the back and large over 1 acre lot. Come take a tour and fall in love with Hardy Virginia! Over 2300 finished square feet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
4/10
Franklin County High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2026

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,175
  • Finished area above ground: 1,175

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 012 00059 03
  • Zoning: 0

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 1.13 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$96$1,152
Property Taxes $166$1,992
Electricity $226$2,716
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 24101$207
Franklin County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 24101$165
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$399,950
2026-06-30Price change$409,950
2026-06-01Price change$424,950
2025-11-26Listed for sale$439,950

For Sale by Agent

AgentCHRISTOPHER KIDD CARTER
BrokerageLONG & FOSTER - ROANOKE OFFICE

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