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5 Lake Muskoday Road, Roscoe, NY, 12776

2beds
1baths
384sqft
$79,900
$208price/sqft
$808/moest. monthly cost
$32,320/yrincome needed

About This Home

A great opportunity for buyers seeking a weekend retreat, investment potential, or year-round lake community living. .41-acre property in a lake community featuring a mobile home in need of repairs and a separate shed. Enjoy easy access to fishing and the relaxed lifestyle that comes with being near the water. Seller is making NO representations. Priced to sell. Located 30 minutes from Callicoon, 25 minutes from Roscoe.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Roscoe Central SchoolGrades PK-124.3 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1970

Materials

  • Construction materials: Unknown

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Property

Details

  • Parcel number: 320000400002004002
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$38$456
Property Taxes $120$1,440
Electricity $246$2,954
Total$808$9,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,702/yr
40% on housing$24,240/yr
45% on housing$21,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 12776$167
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12776
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$79,900
2026-06-01Listed for sale$79,900

For Sale by Agent

AgentAnna Milucky
BrokerageCentury 21 Country Realty

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