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205 Northwest River Road, Sebago, ME, 04029

1beds
1baths
464sqft
$285,000
$614price/sqft
$2,018/moest. monthly cost
$80,720/yrincome needed

About This Home

Enjoy affordable Sebago lake living in this rustic cabin on a spacious double lot with deeded access to Sebago Lake. Two deeded access points lead to the protected inlet of the Northwest River with a Marina and sandy Sebago town Beach. This log cabin originally constructed in 1965 contains modern conveniences including an updated electric panel, a drilled well and septic system. Lovingly maintained and held in the same family since its construction, this cabin is ready to make new memories to last a lifetime. There are opportunities to insulate and add interior wall panels (which are located in the cabin rafters and will convey with the sale) or buildout bedrooms and expand if desired. The addition of the enclosed front porch has been used as a bunk room or could be used as a dining area. The expansion in the back houses the bathroom with a stand-up shower and the lot provides privacy from the road and neighbors with mature mixed woods. The property is made up of two conforming lots from the original subdivision plan as well as a narrow lot that runs along the back side of both lots. Just 1/10 mile down the road is a deeded access that leads down to a dock. A second deeded access point with a boat ramp is just a little further down the road providing multiple entry points to the Northwest River and Sebago Lake, The Songo River, Brandy Pond and Long Lake. The road is plowed by the town of Sebago. All furnishing included.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Sebago Elementary SchoolGrades PK-50.4 mi
4/10
Lake Region High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Log,Wood Frame,Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One-Floor Living,Shower
  • Flooring: Laminate,Other
  • Finished area below ground: 0
  • Finished area above ground: 464

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 464
  • Total interior livable area: 464 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Features: Informal
  • Level: First

Property

Details

  • Zoning: Village District

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Northwest River/Sebago
  • Frontage length: Waterfrontage: 65,Waterfrontage Shared: 65

Lot

  • Lot size: 0.92 Acres
  • Features: Near Town,Rural,Level,Wooded

Parking

  • Parking features: Other,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $94$1,128
Property Taxes $239$2,868
Electricity $244$2,930
Total$2,018$24,216

Income You'd Need if You Spent...

35% on housing$69,188/yr
40% on housing$60,540/yr
45% on housing$53,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 04029$223
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04029$304
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$285,000
2026-06-01Listed for sale$300,000

For Sale by Agent

AgentJackie Sawyer
BrokerageMeservier & Associates

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