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3440 Hightower Dr #202, Loveland, CO, 80538

3beds
2baths
1,431sqft
$509,950
$356price/sqft
$3,204/moest. monthly cost
$128,160/yrincome needed

About This Home

ASK ABOUT CURRENT LENDER OR CASH INCENTIVES. New construction ranch condo by Landmark Homes in Fort Collins CO. LEED Gold certified, Solar-powered community. The Cambridge offers 1,491 sf of finished space, 3 bd/2 bath, 1st-floor, attached garage to the unit, lock-and-leave living w/ elevator access, secured entry, open floor plan & abundant natural light. Luxury finishes include quartz counters, stainless appliances, tile surrounds, tankless water heater & high-efficiency furnace. HOA-maintained community w/ amenities. Minutes to CSU, Old Town Fort Collins & future Poudre River Trail connection. Ideal for students, faculty, first-time buyers, downsizers & investors. Green building Energy efficient Low utility costs. Pre-sale & move-in ready options available. Schedule your private tour & visit our model at 827 Schlagel St #1, Fort Collins CO 80524.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
High Plains SchoolGrades PK-80.9 mi
7/10
Mountain View High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Composition

Other

  • Builder model: Cambridge
  • Builder name: Landmark Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 16 x 10

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,431
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 1,431 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16 x 9

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16 x 13

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Property

Accessibility

  • Accessibility features: Accessible Doors,No Stairs,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Attached to another structure: Yes
  • Zoning: RH
  • Special condition: Builder

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1st Floor
  • Patio & porch: Patio,Enclosed
  • Fencing: Fenced
  • Waterfront features: Abuts Pond/Lake

Lot

  • Features: Level,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$220$2,640
Property Taxes $220$2,640
Electricity $186$2,232
Total$3,204$38,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,851/yr
40% on housing$96,120/yr
45% on housing$85,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$509,950
2026-06-01Listed for sale$494,950

New Construction

AgentTamara Sherrill
BrokerageRE/MAX Alliance-FTC Dwtn

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