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669 E Alvarado Lane, Cottonwood, AZ, 86326

3beds
2baths
1,570sqft
$509,000
$324price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

New Contruction, 2 year workmanship warranty, 3 bedroom, 2 bath, 2 car garage, 1/4 acre, No HOA. RV parking, Nice desert landscaping, Mountain Views, Gas Fireplace, Stone veneer front elevation, Stone on fireplace. Mostly fenced, close to all conveniences, Hospital, shopping etc. Nice established neighborhood.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Dr Daniel Bright SchoolGrades PK-80.7 mi
3/10
Mingus Union High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Synthetic Stucco,Wood Frame

Other

  • Builder name: Jim Midkiff Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Gas Range
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Countertops,High Speed Internet,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,3/4 Bath Master Bdrm
  • Window features: Screens
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Property

Accessibility

  • Accessibility features: Zero-Grade Entry

Details

  • Parcel number: 40649379D
  • Special condition: Owner/Agent

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 10,839 sqft
  • Features: North/South Exposure,Desert Front,Gravel/Stone Back

Parking

  • Total spaces: 4
  • Parking features: RV Access/Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance $141$1,692
Property Taxes $169$2,028
Electricity $216$2,603
Total$3,099$37,188

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$214
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$509,000
2026-06-29Price change$519,000
2026-06-01Listed for sale$529,900

New Construction

AgentJared A English
BrokerageCongress Realty, Inc.

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