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29228 Otley Ct, Harvest, AL, 35749

4beds
4baths
2,682sqft
$399,990
$149price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Est completion mid July2026. Create an elegant formal dining room in the Sheridan's first-floor flex space. The covered back patio is perfect for weekend grilling. The main level primary suite features a spacious walk-in closet. We build each home with innovative, energy-efficient features that cut down on utility bills so you can afford to do more living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
Williams Middle SchoolGrades 6-811.9 mi
2/10
Columbia High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Spray Foam Insulation

Other

  • Builder name: MERITAGE HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Dryer,Washer,Gas Oven,Disposal,Gas Water Heater,Tankless Water Heater

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 120

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Smart Thermostat
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,682 sqft

Kitchen

  • Features: 9’ Ceiling,Kitchen Island,Smooth Ceiling,Quartz
  • Area: 110

Living Room

  • Features: 9’ Ceiling,Smooth Ceiling,LVP
  • Area: 272

Loft

  • Features: Carpet,Smooth Ceiling
  • Area: 110

Master Bedroom

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 195

Property

Details

  • Other equipment: Electronic Locks,Other

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 160 x 75

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$273$3,276
Property Taxes $106$1,272
Electricity $300$3,601
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 35749$145
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35749$154
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Price change$399,990
2026-06-01Listed for sale$436,590

New Construction

AgentKena Brannan
BrokerageMeritage Homes of Alabama

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