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1005-1007 12th St N, Fargo, ND, 58102

4beds
2baths
1,592sqft
$215,000
$135price/sqft
$1,611/moest. monthly cost
$64,440/yrincome needed

About This Home

Don't miss this unique investment opportunity near NDSU! This updated duplex includes both 1005 and 1007, offering excellent rental income potential in a highly desirable location. Unit 1007 is currently occupied and features 1 bedroom and 1 bathroom. Unit 1005 is vacant and offers 4 bedrooms and 2 bathrooms, providing flexibility for an owner-occupant or new tenant. The property showcases classic charm with thoughtful updates, including a beautifully renovated tile walk-in shower. Conveniently located near NDSU, downtown amenities, restaurants, and shopping, this property is a great addition to any investment portfolio. Schedule a showing TODAY!

Getting Around

61
WalkingSomewhat Walkable
35
TransitSome Transit
63
BikeBikeable

Schools

9/10
6/10
8/10
North High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: (CC) Two Unit

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 200
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 1,592 sqft

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01044002030000
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1056

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 3,005 sqft
  • Lot size dimensions: 43 x 70

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance $185$2,220
Property Taxes $198$2,376
Electricity $141$1,698
Total$1,611$19,332

Income You'd Need if You Spent...

35% on housing$55,234/yr
40% on housing$48,330/yr
45% on housing$42,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 58102$134
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58102
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$215,000
2026-06-01Listed for sale$225,000

For Sale by Agent

AgentBen Waswick
BrokerageRaboin Realty

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