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355 Lake Shore South BLDG 355 #C, Montague, NJ, 07827

4beds
2baths
--sqft
$245,000
--price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

Completely renovated two floor unit features a custom kitchen w/granite counters, 2 new bathrooms, new floors throughout. There are many closets for all your belongings. New fans, lighting, and outlets. There is plumbing in the lower level that would allow for a 2nd kitchen if needed to make for an inlaw suite. There is a screened porch and patio to enjoy the outdoors. The apartment is located in a well maintained and financially sound 6 unit building on 1/2 ac. The golf lake community has low dues and many amenities as well as a public golf course and restaurant. Located in the Tri-state region are historical places, outdoor activities, ample shopping, and dining and entertainment.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Montague Township SchoolGrades PK-81.9 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: 2 Bedrooms, Bath(s) Other, Family Room, Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: First
  • Area: 168

Bedroom2

  • Level: First
  • Area: 168

Bedroom3

  • Level: Basement
  • Area: 154

Bedroom4

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo

Family Room

  • Level: Basement
  • Area: 299

Features

  • Entrance Foyer
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Baseboard - Electric,Electric
  • Cooling features: 4+ Units,Ceiling Fan(s)

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 336

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2814000180053000310000CO104
  • Zoning description: R4

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association
  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalk
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.59 Acres
  • Features: On Golf Course
  • Lot size dimensions: .593 AC

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Common
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$97$1,164
Property Taxes $449$5,388
Electricity $193$2,318
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07827$190
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07827$246
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$245,000
2026-06-18Price change$245,000
2026-06-01Listed for sale$259,900

For Sale by Agent

AgentCheryl E. Pallaghy
BrokerageKistle Realty, Llc.

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