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TRACT 1 148/ Acre Farm Ave #9385, Mercersburg, PA, 17236

4beds
2baths
2,862sqft
$2,599,000
$908price/sqft
$16,819/moest. monthly cost
$672,760/yrincome needed

About This Home

PRIME 148+/- ACRE FRANKLIN COUNTY FARM WITH HIGHLY PRODUCTIVE LIMESTONE SOILS! This exceptional farm features approximately 130 acres of tillable land with large open fields and level topography, making it ideal for farming operations. The property includes a spacious brick farmhouse, 3-car detached garage, spring-fed pond, and numerous outbuildings. The farmhouse offers 4 bedrooms, including a primary bedroom with private balcony, 2 bathrooms, kitchen, living room, dining room, den/family room, partially finished basement with family room and canning kitchen, attic space, and more. Several fireplaces throughout the home add warmth and character. A new tin roof was installed in 2021. The spring-fed pond is approximately 0.50+/- acres. Outbuildings include a 48x76 bank barn, 38x64 equipment shed with attached workshop, 34x35 pole building, several block outbuildings, and additional storage areas. The property also offers ample road frontage along Royer Rd. The tillable acreage is currently under an active farm lease through December 2026. The property is enrolled in farm preservation. Opportunities to acquire a farm like this are rare, don't miss your opportunity. This property will be offered at auction on Friday, August 28, 2026, at 1:00 PM. The list price in no way represents a minimum, starting, or acceptable bid. This property will be offered in a multi-parcel auction, giving buyers the flexibility to purchase Tract 1, Tract 2, or both tracts. Tract 1: 9385 Royer Rd — 148+/- acres featuring a farmhouse, productive farmland, and multiple outbuildings. Tract 2: 4.71+/- acres all tillable, offering an ideal setting for a beautiful homesite. Taxes for tracts 1 and 2 combined are $7,242; taxes may be reassessed dependent on how the property is sold.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Montgomery El SchoolGrades K-53.8 mi
5/10
4/10

Construction

Condition

  • Year built: 1840

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Improved,Partially Finished

Bedroom1

  • Level: Upper
  • Area: 270
  • Dimensions: 18 X 15

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Bedroom3

  • Level: Upper
  • Area: 126
  • Dimensions: 14 X 9

Bedroom4

  • Level: Upper
  • Area: 300
  • Dimensions: 20 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Family Room

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Family Room

  • Level: Lower
  • Area: 325
  • Dimensions: 25 X 13

Features

  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,862

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Kitchen

  • Level: Lower
  • Area: 234
  • Dimensions: 18 X 13

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 14 X 5

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 170J22.047.000000
  • Zoning: NONE
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 147.73 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Oversized,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hail
Hurricane
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,141$157,692
Home Insurance *$1,134$13,608
Property Taxes $2,230$26,760
Electricity $314$3,768
Total$16,819$201,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$576,651/yr
40% on housing$504,570/yr
45% on housing$448,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$908This listing

vs Other Active Listings

Avg $/sqft

ZIP 17236$211
Franklin County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 17236$172
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentKaleb Hurley
BrokerageHurley Real Estate & Auctions

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