610 McClure Ave, Elgin, IL, 60123
About This Home
Solar panels will be paid off at closing. The seller is covering the entire cost, meaning you get lower energy bills from day one with no loan to assume! Charm greets you the moment you step onto this 1.5-story home. Inside, a bright, open main level features oak hardwood floors and trim throughout, with a living room, kitchen-dining room combo, office, and primary bedroom. Upstairs offers a second bedroom plus a den, while the finished basement adds flexible bonus rooms! Outside, enjoy a fenced backyard, long driveway, and detached 3-car garage. Updates include: water heater 2022, furnace 2025, bathrooms remodeled in 2024 & 2025, kitchen 2024, solar panels 2024 (to be paid off by seller at closing), garage roof 2025.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Foundation: Concrete Perimeter,Stone
- Roof: Asphalt
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 130
- Dimensions: 13X10
Bedroom3
- Level: Basement
- Area: 99
- Dimensions: 9X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 99
- Dimensions: 9X11
Den
- Features: Flooring (Hardwood)
- Level: Second
- Area: 120
- Dimensions: 12X10
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Dimensions: COMBO
Features
- Finished area below ground: 1,012
Game Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 112
- Dimensions: 8X14
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,024
- Total interior livable area: 1,012 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
- Level: Main
- Area: 320
- Dimensions: 20X16
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 48
- Dimensions: 8X6
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 297
- Dimensions: 27X11
Master Bedroom
- Features: Flooring (Hardwood)
- Level: Main
- Area: 110
- Dimensions: 10X11
Office
- Features: Flooring (Hardwood)
- Level: Main
- Area: 63
- Dimensions: 9X7
Storage
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 80
- Dimensions: 16X5
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0611307010
- Special condition: None
Features
- Stories: 1
- Fencing: Fenced
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66X132
Parking
- Total spaces: 3
- Parking features: Asphalt,No Garage,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $535 | $6,420 |
| Electricity | $130 | $1,569 |
| Total | $2,287 | $27,444 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listing removed | $299,500 |
| 2026-07-25 | Price change | $299,500 |
| 2026-07-19 | Price change | $299,750 |
| 2026-07-04 | Listed for sale | $299,900 |
| 2023-02-10 | Sold | $218,000 |
| 2023-01-11 | Contingent | $214,900 |
| 2023-01-04 | Listed for sale | $214,900 |
| 2022-12-20 | Listing removed | -- |
| 2022-12-01 | Listed for sale | $239,900 |
| 2005-05-24 | Sold | $169,500 |
| 2002-02-07 | Sold | $131,000 |
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