470 Florence Dr, Prosper, TX, 75078
About This Home
MLS# 21288275 - Built by Ladera Living - Sep 2026 completion! ~ The Carmina was designed for the way you live now — open, welcoming, and full of flexible spaces that make every day more enjoyable. At 2,432 square feet, this thoughtfully designed home offers spacious living areas, a private owner’s retreat, and the added bonus of a dedicated craft room in place of the traditional 3-car garage. Whether you enjoy sewing, painting, scrapbooking, hobbies, or simply need a creative space of your own, this room gives you the freedom to personalize your home around the things you love most. The heart of the home features an open-concept kitchen, dining, and living area ideal for entertaining friends and family or enjoying quiet evenings at home. Large windows fill the space with natural light, while the covered patio extends your living outdoors for relaxing mornings or sunset gatherings. With comfortable guest accommodations, designer finishes, and smart storage throughout, the Carmina combines style, function, and the lock-and-leave convenience that defines the Ladera Lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Rock,Stone
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Plumbed For Gas,Tankless Water Heater,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup
Bedroom
- Level: First
- Dimensions: 12 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: First
- Dimensions: 13 x 13
Dining Room
- Level: First
- Dimensions: 18 x 15
Features
- Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Smart Home,Cable TV,Walk-In Closet(s),Wired for Sound
- Flooring: Carpet,Ceramic Tile,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment,Fireplace(s),Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 2,232 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Dimensions: 10 x 22
Living Room
- Level: First
- Dimensions: 18 x 13
Master Bathroom
- Features: Dual Sinks
- Level: First
- Dimensions: 8 x 15
Master Bedroom
- Features: Sitting Area in Primary,Walk-In Closet(s)
- Level: First
- Dimensions: 18 x 19
Property
Details
- Parcel number: 470 Florence
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Covered
- Exterior features: Rain Gutters
- Fencing: Wrought Iron
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Inland Flooding
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $862 | $10,344 |
| Electricity | $245 | $2,941 |
| Total | $4,954 | $59,448 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $699,000 |
New Construction
View on Zillow