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112 Walker St, Montour Falls, NY, 14865

4beds
2baths
2,872sqft
$42,000
$15price/sqft
$764/moest. monthly cost
$30,560/yrincome needed

About This Home

Investor and contractor opportunity in the Village of Montour Falls. This 1848-built two-family home sits on a 0.36-acre village lot with municipal water, sewer, gas, and electric already in place. The structure requires complete renovation or removal. Whether you rehab, reconfigure into a single-family home, or clear the site and build new, the infrastructure and lot size make this a viable project. Estate sale, sold strictly as-is. Seller makes no representations regarding condition.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1848

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Gas,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,872
  • Total interior livable area: 2,872 sqft

Property

Details

  • Parcel number: 44280108600700060250000000
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.36 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 109 x 132

Parking

  • Parking features: Common,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Schuyler County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$20$240
Property Taxes $58$696
Electricity $474$5,695
Total$764$9,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,194/yr
40% on housing$22,920/yr
45% on housing$20,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$15This listing

vs Other Active Listings

Avg $/sqft

ZIP 14865$108
Schuyler County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 14865—
Schuyler County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Price change$42,000
2026-06-02Listed for sale$49,000

For Sale by Agent

AgentJason Scarbrough
BrokerageWarren Real Estate - Watkins Glen

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