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2009 S 11th St, Saint Louis, MO, 63104

3beds
2baths
3,426sqft
$595,000
$174price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

Ready to stop renting and start building wealth—without giving up your social life? This awesome Soulard 4-family is your chance to own real estate and stay close to the good times. Just a short stumble from McGurk’s, Tucker’s, and Molly’s, you’ll be right in the mix of St. Louis’ best nightlife—minus the Uber bills. Live in one unit & rent out the other three to cover most (or maybe all) of your mortgage. That’s right—live practically free while building equity. This building underwent a complete historic renovation in the 1990's (as well as many system updates since then) so it's truly turn-key.. The big-ticket items are done, giving you peace of mind and helping protect your cash flow from unexpected maintenance hits. The 1st-floor units have a classic setup: living room, kitchen & private bedroom. But the upstairs units? Total game-changers. These are 2-story townhome-style apartments with a kitchen, living room & bedroom on the main floor + second bedroom & full bath on the upper floor. One apartment is vacant so you can move in & still be collecting rent from day one. Lots of perks here like off-street parking (car & golf cart friendly) & a big backyard perfect for BBQs, yard games or just kicking back with a cold beer. This is your shot to lock down a killer investment while living in one of STL’s most legendary neighborhoods. Don't get lost in the Zillow shuffle—contact me directly for a private tour!

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

1/10
Roosevelt High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1885

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Historic,Traditional
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Finished area above ground: 3,426

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,426
  • Total interior livable area: 3,426 sqft

Property

Details

  • Parcel number: 06800001550
  • Special condition: Standard

Features

  • Levels: Two and a Half

Lot

  • Lot size: 3,388 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Earthquake
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$423$5,076
Property Taxes $510$6,120
Electricity $261$3,139
Total$4,202$50,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 63104$191
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63104$156
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$595,000
2026-06-24Listing removed$595,000
2026-06-02Listed for sale$595,000

For Sale by Agent

AgentJenifer E Garcia
BrokerageGarcia Properties

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