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18890 Harrogate Court, Monument, CO, 80132

5beds
4baths
5,199sqft
$1,299,000
$250price/sqft
$7,857/moest. monthly cost
$314,280/yrincome needed

About This Home

Want views and acreage? Enjoy scenic Pikes Peak and mountain views on this 2.5 acre, cul-de-sac lot in highly sought after golf course community! Custom home features paved driveway leading to 3-car garage, ample parking, formal living room, formal dining room, dramatic family room with floor-to-ceiling stone hearth at gas fireplace, new windows throughout, updated kitchen with cherry cabinetry, quartz countertops, under-cabinet lighting, island, walk-in pantry, gas cooktop, built-in ovens, main-level laundry, office with French doors and built-ins, refinished hardwood floors throughout main level, hardwood floors on upper level, spacious primary bedroom with sitting room and attached 5-piece bath with walk-in closet, finished walk-out basement with gas fireplace and built-ins, large secondary bedrooms, craft room with built-in cabinetry, newer furnaces, central air conditioning, central vacuum, electric fence, newer rear deck with hot tub, newer roof, additional well water rights for increased watering/irrigation and larger capacity well pump! Great location…close to nearby trails, golf course and schools! *click on both virtual tours to see more!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Palmer Ridge High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Stucco

Other

  • Builder name: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Humidifier,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper
  • Area: 435
  • Dimensions: 15 x 29

Bedroom

  • Features: Primary Suite
  • Level: Upper
  • Area: 168
  • Dimensions: 12 x 14

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12 x 14

Bedroom

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Family Room

  • Level: Main
  • Area: 540
  • Dimensions: 20 x 27

Family Room

  • Level: Basement
  • Area: 513
  • Dimensions: 19 x 27

Features

  • Central Vacuum,Eat-in Kitchen,Five Piece Bath,High Ceilings,Kitchen Island,Pantry,Primary Suite,Quartz Counters,Smoke Free,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,501
  • Finished area above ground: 3,265

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,199
  • Total interior livable area: 5,199 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 15 x 20

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Office

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: 6109002002
  • Zoning: PUD
  • Special condition: Standard
  • Exclusions: Clothes Washer/Dryer,Yard Art,Seller’s Personal Property. Tv In Family Room On Main Is Negotiable

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio
  • Exterior features: Private Yard
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Heated
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.54 Acres
  • Features: Cul-De-Sac,Irrigated,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$410$4,920
Property Taxes $487$5,844
Electricity $392$4,709
Total$7,857$94,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,382/yr
40% on housing$235,710/yr
45% on housing$209,520/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 80132$226
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80132
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$1,299,000
2026-06-02Listed for sale$1,399,000

For Sale by Agent

AgentE. Nicole Happel
BrokerageTop Tier Real Estate and Notary, LLC

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