See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3973 N State Road 13, Leesburg, IN, 46538

4beds
2baths
1,512sqft
$519,000
$343price/sqft
$3,364/moest. monthly cost
$134,560/yrincome needed

About This Home

Private Country Retreat on 4.8+ Acres with Pond. Escape to peace and privacy in this beautiful new home situated on over 4.8 acres of scenic countryside privacy This property features 4 bedrooms and 2 full baths, The modern kitchen comes fully equipped with all appliances, making it move-in ready from day one. A spacious 2-car garage provides convenience and additional storage. Step outside and enjoy the breathtaking views of your own private pond, perfect for relaxing mornings, fishing, or simply enjoying nature. Surrounded by a peaceful setting, this property offers the ideal blend of comfort, privacy, and country living. Highly private scenic acreage overlooking your private pond, tucked away on the 4.8 acres waiting for you to turn this house into your home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Wawasee Middle SchoolGrades 6-85.5 mi
4/10
Wawasee High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Family Room

  • Level: Main
  • Area: 192

Features

  • Breakfast Bar,Eat-in Kitchen,Stand Up Shower,Tub/Shower Combination
  • Window features: Blinds
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 430826400113.000023

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4.85 Acres
  • Features: Rolling Slope,Sloped,3-5.9999,Rural

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$284$3,408
Property Taxes $272$3,264
Electricity $184$2,212
Total$3,364$40,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,337/yr
40% on housing$100,920/yr
45% on housing$89,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 46538$196
Kosciusko County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 46538$190
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$519,000
2026-06-02Listed for sale$525,000

For Sale by Agent

AgentMelody Cusick
BrokerageRe/Max Partners

Similar Homes