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14 Oak Terrace Ct, Batavia, IL, 60510

2beds
1baths
840sqft
$87,500
$104price/sqft
$762/moest. monthly cost
$30,480/yrincome needed

About This Home

PLEASE READ BEFORE CONTACTING Please note: Zillow’s Call and Message buttons may connect you with a Zillow Premier Agent rather than the property owner. To contact me directly, click the “Listed by Property Owner” link located beneath the Views and Saves section of this listing or call the phone number listed there. Now priced at $79,900 and priced to sell. This is a significant price adjustment for serious buyers who have been considering the home. Seller is actively reviewing offers and remains open to reasonable negotiation. Interested buyers are encouraged to schedule a showing and submit their strongest offer. Officially listed and showings began 06/20/2026. Zillow listing was created ahead of the sale. Welcome to Oak Terrace, one of Batavia’s desirable owner-occupied manufactured home communities. This 2-bedroom, 1-bathroom home offers approximately 840 square feet of comfortable living space just minutes from downtown Batavia, Geneva, St. Charles, the Fox River, shopping, restaurants, parks, and trails. Recent Updates * New furnace and central air conditioning system * Tankless electric water heater * LG Smart ventless washer/dryer combo * Refrigerator/freezer Property Features * 2 bedrooms * 1 bathroom * Approximately 840 sq. ft. * Enclosed porch/sunroom * Parking for up to 3 vehicles * Black & Decker storage shed * 2026 property taxes paid * Annual property taxes approximately $63 Community Information Current lot rent is approximately $696 per month and includes water, sewer, and trash service. Oak Terrace is an owner-occupied community (not 55+), and community approval is required for all buyers. Homes may not be rented. The individual residing in the home must be listed as an owner on the title. Multiple owners, co-owners, lienholders, and lenders are permitted. Future replacement of the home or other changes are subject to community rules and approval. Per current community rules, dogs are not permitted. Purchase Process This is a private sale between the current owner and buyer. Oak Terrace is a separate entity and is not involved in negotiating or approving the purchase price or terms of the private sale. The community’s role is limited to reviewing and approving prospective residents. The typical purchase process is: 1. Tour the home. 2. Submit an offer. 3. Provide proof of funds or financing pre-approval. 4. If an offer is accepted, the parties enter into a purchase agreement. 5. The buyer completes Oak Terrace’s community approval process and pays the community’s application fee directly to the park. 6. Closing takes place after community approval has been completed. Financing Due to the age and type of home, buyers planning to finance should verify with their lender in advance that financing is available for this type of manufactured home. Seller Financing Seller financing may be considered for qualified buyers with a substantial cash payment at closing and mutually agreeable terms. Seller financing is intended to supplement an otherwise acceptable offer and is not intended to finance the majority of the purchase price. Shown by appointment only. Home is being sold as-is. Additional Items Available Separately The following items may also be negotiated separately or potentially included as part of an acceptable overall offer: * Luxe 108” Corduroy Sectional with Chaise * JNH Lifestyles Infrared Canadian Wood Sauna * 2013 Chevrolet Avalanche LTZ Black Diamond

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
7/10
Sam Rotolo Middle SchoolGrades 6-82.2 mi
8/10
Batavia Sr High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 840 sqft

Property

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Park,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 3,280 sqft

Parking

  • Total spaces: 3
  • Parking features: Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$32$384
Property Taxes $158$1,896
Electricity $130$1,569
Total$762$9,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,125/yr
40% on housing$22,860/yr
45% on housing$20,320/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 60510$223
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60510$228
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$79,900
2026-08-03Price change$87,500
2026-07-18Price change$97,500
2026-06-02Listed for sale$100,000

For Sale by Owner

AgentProperty Owner

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