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615 Neylon St, Mount Sterling, IL, 62353

3beds
2baths
1,536sqft
$369,500
$241price/sqft
$2,733/moest. monthly cost
$109,320/yrincome needed

About This Home

This amazing new construction home is available in the growing Neylon Farms subdivision! Check out the photo for a floor plan. These are tentative and subject to change. Buyer could pick out finishes until ordered.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
7/10
Brown County High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 10ft 0in x 6ft 0in

Additional Room2

  • Level: Main
  • Dimensions: 11ft 0in x 5ft 0in

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 17ft 0in x 13ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 0in x 10ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 14ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main
  • Dimensions: 21ft 0in x 11ft 0in

Laundry

  • Level: Main
  • Dimensions: 13ft 0in x 7ft 0in

Living Room

  • Level: Main
  • Dimensions: 17ft 0in x 16ft 0in

Main Level

  • Area: 1536

Property

Details

  • Parcel number: TBD
  • Other equipment: Radon Mitigation System

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: 84 x 136

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Drought
Hail
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$323$3,876
Property Taxes $412$4,944
Electricity $130$1,569
Total$2,733$32,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,702/yr
40% on housing$81,990/yr
45% on housing$72,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 62353$120
Brown County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 62353
Brown County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$369,500
2026-07-01Listing removed$369,500
2026-06-02Price change$369,500
2025-07-14Listed for sale$379,500

New Construction

AgentLance Grady
BrokerageLG Realty

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