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0 13xx 21st Street, Pt Townsend, WA, 98368

1beds
1baths
938sqft
$250,000
$267price/sqft
$1,597/moest. monthly cost
$63,880/yrincome needed

About This Home

This property is ready for a full rebuild. The home has been taken down to the studs, offering a clean slate for your renovation plans. Water and sewer available in 21st Street. The lot is level and there is no fire number. Buyer shall do their due diligence. Priced under the assessed value. AS IS.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Salish Coast ElementaryGrades PK-50.2 mi
4/10
Blue Heron Middle SchoolGrades 6-81.1 mi
8/10
Port Townsend High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2008

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2008

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks,1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: None,See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Property

Details

  • Parcel number: 948311401
  • Zoning: RII
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,000 sqft
  • Features: Paved,Outbuildings
  • Lot size dimensions: 50' x 100'

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$49$588
Property Taxes $135$1,620
Electricity $149$1,793
Total$1,597$19,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,754/yr
40% on housing$47,910/yr
45% on housing$42,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 98368$292
Jefferson County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 98368
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Price change$250,000
2026-03-31Listed for sale$265,000

For Sale by Agent

AgentGina Johnston
BrokerageWindermere R.E Port Ludlow

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