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48157 State Highway 100 Unit 5, Pt Isabel, TX, 78578

2beds
3baths
1,802sqft
$315,000
$175price/sqft
$2,301/moest. monthly cost
$92,040/yrincome needed

About This Home

Wake up to breathtaking Views of the Bay in this beautiful condominium retreat. Perfect for vacationing , a weekend getaway or an investment property, this condo offers the ideal blend of comfort, relaxation, and coastal living . Enjoy easy beach access and stunning sunrise right from your balcony. Whether you're looking for a peaceful escape or a place to create unforgettable memories with family and friends, this Gulf-front gem is the perfect destination.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Derry Elementary SchoolGrades PK-51.4 mi
4/10
4/10
Port Isabel High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,802
  • Total interior livable area: 1,802 sqft

Master Bathroom

  • Features: Tub/Shower Combo

Property

Features

  • Levels: Three Or More
  • Pool features: None
  • Exterior features: Balcony,Gulfside
  • Fencing: None
  • On waterfront: Yes

Lot

  • Lot size: 2,661 sqft

Parking

  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$117$1,404
Property Taxes $354$4,248
Electricity $238$2,859
Total$2,301$27,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,891/yr
40% on housing$69,030/yr
45% on housing$61,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 78578$169
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78578$252
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$315,000

For Sale by Agent

AgentTeresa Marquez
BrokerageAria Group Real Estate

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